Open Enrollment

What is open enrollment?

Benefits Open Enrollment is the annual period of time that benefits-eligible employees have an opportunity to evaluate their health care needs for the upcoming plan year. Additionally, employees may add or remove eligible dependents from coverage as appropriate and verify their beneficiaries are up to date.

Dependents added to coverage will require proof of dependent eligibility. Employees with dependents requiring eligibility verification will be contacted by BMI Audit Services in May 2025.

When is open enrollment?

The annual benefits open enrollment period is Monday, April 14, 2025 to Friday, April 25, at 5:00 p.m. EST. Elections made during open enrollment will go into effect on July 1, 2025 (for a July 1 - June 30 plan year).

Staff, Fixed-Term Faculty, Medical Faculty and Post-Doc Research Fellows

Spring: Medical and Prescription, Dental, Vision, FSA, HSA, Life Insurance, Disability Insurance (if eligible)

Regular Faculty

Fall: Medical and Prescription (MESSA)
Spring: Dental, Vision, FSA, HSA, Life Insurance, Disability Insurance

2025-26 Important Benefits Open Enrollment Information

You MUST re-elect the following benefits through the CMU Choices online enrollment system:
- Health Savings Account (HSA)
- Health Care & Dependent Care Flexible Spending Account (FSA)

For all other benefits, your current elections will automatically be re-enrolled for 2025-26 in the same plan and coverage level. Covered dependents will continue with coverage, if still eligible. No coverage elections will remain no coverage.

The maximum contribution amount for Health Care FSA will increase to $3,300, and the rollover limit from the 2025-26 plan year to 2026-27 will increase to $660.